Finance that suits your pocket
Raring to go, Mzansi? Get your dream Ford rolling on the tarmac faster than ever before with Ford Credit. With
over 20 years of experience, we feel like we know what your pocket needs.
What is Credit?
Ford Options - End of Term
Should I buy with Balloon or through Ford Options?
Ford Options
Ford OPTIONS is our latest product and is unique in that we guarantee* the future value of the vehicle, giving you peace of mind and security. The product is available on new vehicles only and gives you the option to RENEW (trade-in), RETAIN (own) or RETURN (give back) the vehicle at the end of your agreement.
Features
- Designed to help you drive a new Ford vehicle more often.
- Available for individuals and sole traders.
- Available on terms of 24, 36 and 48 months.
- Suitable for people driving between 10 000 and 40 000km per year.
- The future value of your vehicle is guaranteed*, providing you peace of mind and security.
- Available with fixed or linked rates of interest.
- Reduces exposure to major service and repair bills.
- Three great options at the end of term: RENEW, RETAIN, RETURN which include the option to own the vehicle.
- Ability to settle the loan at any time - an early settlement fee may apply.
Ford OPTIONS is our latest product and is unique in that we guarantee* the future value of the vehicle, giving you peace of mind and security. The product is available on new vehicles only and gives you the option to RENEW (trade-in), RETAIN (own) or RETURN (give back) the vehicle at the end of your agreement.
Features
- Designed to help you drive a new Ford vehicle more often.
- Available for individuals and sole traders.
- Available on terms of 24, 36 and 48 months.
- Suitable for people driving between 10 000 and 40 000km per year.
- The future value of your vehicle is guaranteed*, providing you peace of mind and security.
- Available with fixed or linked rates of interest.
- Reduces exposure to major service and repair bills.
- Three great options at the end of term: RENEW, RETAIN, RETURN which include the option to own the vehicle.
- Ability to settle the loan at any time - an early settlement fee may apply.
Ford Instalment Sale
Our Instalment Sale product is designed to allow you to fully repay the loan over the desired term and is available on new and used vehicles. The vehicle will belong to you at the end of the finance agreement.
Features
- Vehicle belongs to you at the end of the finance agreement once all financial obligations are paid.
- Available on terms of 24, 36, 48, 60 and 72 months.
- Available with fixed or linked interest rates.
- Available for natural and juristic persons A deposit may be required.
- You will own the vehicle at the end of the finance agreement so long as all payments have been made.
- Ability to settle the loan at any time - an early settlement fee may apply.
Our Instalment Sale product is designed to allow you to fully repay the loan over the desired term and is available on new and used vehicles. The vehicle will belong to you at the end of the finance agreement.
Features
- Vehicle belongs to you at the end of the finance agreement once all financial obligations are paid.
- Available on terms of 24, 36, 48, 60 and 72 months.
- Available with fixed or linked interest rates.
- Available for natural and juristic persons A deposit may be required.
- You will own the vehicle at the end of the finance agreement so long as all payments have been made.
- Ability to settle the loan at any time - an early settlement fee may apply.
Ford Balloon Instalment Sale
Our Balloon Instalment Sale product is designed for people for whom a low monthly payment is the single most important requirement. The product is available on new and used vehicles. The vehicle will belong to you at the end of the finance agreement.
Features
- Available for natural and juristic persons.
- Available on terms of 24, 36, 48, 60 and 72 months.
- Available with fixed or linked rates of interest.
- You will own the vehicle at the end of the finance agreement so long as all payments, including the balloon payment (due as the final instalment and up to 35% of the loan value) have been made.
- Ability to settle the loan at any time - an early settlement fee may apply.
Our Balloon Instalment Sale product is designed for people for whom a low monthly payment is the single most important requirement. The product is available on new and used vehicles. The vehicle will belong to you at the end of the finance agreement.
Features
- Available for natural and juristic persons.
- Available on terms of 24, 36, 48, 60 and 72 months.
- Available with fixed or linked rates of interest.
- You will own the vehicle at the end of the finance agreement so long as all payments, including the balloon payment (due as the final instalment and up to 35% of the loan value) have been made.
- Ability to settle the loan at any time - an early settlement fee may apply.
Ford Deferred Payment Plan
Our Deferred Payment Plan allows you to delay your first instalment up to a maximum of 90 days. The first 90 days accumulated interest will be recalculated and spread over the original term which will result in an increased installment. The period/term of the loan remains the same with accumulated interest, that will begin to be repaid 90 days after the inception of the contract.
Features
- Limited to the first payment being deferred to 90 days from the start of the agreement.
- The deferred payment plan can include Ford Options transactions for Individuals only.
- The deferred payment plan includes vehicles listed on Ford Credit packages Fixed or linked rate of interest 24 to 72 months.
Our Deferred Payment Plan allows you to delay your first instalment up to a maximum of 90 days. The first 90 days accumulated interest will be recalculated and spread over the original term which will result in an increased installment. The period/term of the loan remains the same with accumulated interest, that will begin to be repaid 90 days after the inception of the contract.
Features
- Limited to the first payment being deferred to 90 days from the start of the agreement.
- The deferred payment plan can include Ford Options transactions for Individuals only.
- The deferred payment plan includes vehicles listed on Ford Credit packages Fixed or linked rate of interest 24 to 72 months.
- Ford Options
- Ford Instalment Sale
- Ford Balloon Instalment Sale
- Ford Deferred Payment Plan
Ford OPTIONS is our latest product and is unique in that we guarantee* the future value of the vehicle, giving you peace of mind and security. The product is available on new vehicles only and gives you the option to RENEW (trade-in), RETAIN (own) or RETURN (give back) the vehicle at the end of your agreement.
Features
- Designed to help you drive a new Ford vehicle more often.
- Available for individuals and sole traders.
- Available on terms of 24, 36 and 48 months.
- Suitable for people driving between 10 000 and 40 000km per year.
- The future value of your vehicle is guaranteed*, providing you peace of mind and security.
- Available with fixed or linked rates of interest.
- Reduces exposure to major service and repair bills.
- Three great options at the end of term: RENEW, RETAIN, RETURN which include the option to own the vehicle.
- Ability to settle the loan at any time - an early settlement fee may apply.
Ford OPTIONS is our latest product and is unique in that we guarantee* the future value of the vehicle, giving you peace of mind and security. The product is available on new vehicles only and gives you the option to RENEW (trade-in), RETAIN (own) or RETURN (give back) the vehicle at the end of your agreement.
Features
- Designed to help you drive a new Ford vehicle more often.
- Available for individuals and sole traders.
- Available on terms of 24, 36 and 48 months.
- Suitable for people driving between 10 000 and 40 000km per year.
- The future value of your vehicle is guaranteed*, providing you peace of mind and security.
- Available with fixed or linked rates of interest.
- Reduces exposure to major service and repair bills.
- Three great options at the end of term: RENEW, RETAIN, RETURN which include the option to own the vehicle.
- Ability to settle the loan at any time - an early settlement fee may apply.
Our Instalment Sale product is designed to allow you to fully repay the loan over the desired term and is available on new and used vehicles. The vehicle will belong to you at the end of the finance agreement.
Features
- Vehicle belongs to you at the end of the finance agreement once all financial obligations are paid.
- Available on terms of 24, 36, 48, 60 and 72 months.
- Available with fixed or linked interest rates.
- Available for natural and juristic persons A deposit may be required.
- You will own the vehicle at the end of the finance agreement so long as all payments have been made.
- Ability to settle the loan at any time - an early settlement fee may apply.
Our Instalment Sale product is designed to allow you to fully repay the loan over the desired term and is available on new and used vehicles. The vehicle will belong to you at the end of the finance agreement.
Features
- Vehicle belongs to you at the end of the finance agreement once all financial obligations are paid.
- Available on terms of 24, 36, 48, 60 and 72 months.
- Available with fixed or linked interest rates.
- Available for natural and juristic persons A deposit may be required.
- You will own the vehicle at the end of the finance agreement so long as all payments have been made.
- Ability to settle the loan at any time - an early settlement fee may apply.
Our Balloon Instalment Sale product is designed for people for whom a low monthly payment is the single most important requirement. The product is available on new and used vehicles. The vehicle will belong to you at the end of the finance agreement.
Features
- Available for natural and juristic persons.
- Available on terms of 24, 36, 48, 60 and 72 months.
- Available with fixed or linked rates of interest.
- You will own the vehicle at the end of the finance agreement so long as all payments, including the balloon payment (due as the final instalment and up to 35% of the loan value) have been made.
- Ability to settle the loan at any time - an early settlement fee may apply.
Our Balloon Instalment Sale product is designed for people for whom a low monthly payment is the single most important requirement. The product is available on new and used vehicles. The vehicle will belong to you at the end of the finance agreement.
Features
- Available for natural and juristic persons.
- Available on terms of 24, 36, 48, 60 and 72 months.
- Available with fixed or linked rates of interest.
- You will own the vehicle at the end of the finance agreement so long as all payments, including the balloon payment (due as the final instalment and up to 35% of the loan value) have been made.
- Ability to settle the loan at any time - an early settlement fee may apply.
Our Deferred Payment Plan allows you to delay your first instalment up to a maximum of 90 days. The first 90 days accumulated interest will be recalculated and spread over the original term which will result in an increased installment. The period/term of the loan remains the same with accumulated interest, that will begin to be repaid 90 days after the inception of the contract.
Features
- Limited to the first payment being deferred to 90 days from the start of the agreement.
- The deferred payment plan can include Ford Options transactions for Individuals only.
- The deferred payment plan includes vehicles listed on Ford Credit packages Fixed or linked rate of interest 24 to 72 months.
Our Deferred Payment Plan allows you to delay your first instalment up to a maximum of 90 days. The first 90 days accumulated interest will be recalculated and spread over the original term which will result in an increased installment. The period/term of the loan remains the same with accumulated interest, that will begin to be repaid 90 days after the inception of the contract.
Features
- Limited to the first payment being deferred to 90 days from the start of the agreement.
- The deferred payment plan can include Ford Options transactions for Individuals only.
- The deferred payment plan includes vehicles listed on Ford Credit packages Fixed or linked rate of interest 24 to 72 months.
Get in touch with us
Hotline : 0860667667 (Monday – Friday 8am-6pm; Saturday 8am-1pm)
Email : fcsrvc@absa.africa for personal finance or FCCmrcl@absa.africa for business finance
Get in touch with us
Hotline : 0860667667 (Monday – Friday 8am-6pm; Saturday 8am-1pm)
Email : fcsrvc@absa.africa for personal finance or FCCmrcl@absa.africa for business finance
Disclosures
Terms and conditions apply. *Offers are valid on selected models and while stocks last. When financed through FFS. Total amounts shown exclude fees, interest, deposit, and vehicle optional extras. Subject to credit vetting and approval. FFS Finance South Africa (Pty) Ltd, trading as Ford Credit, is an Authorised Financial Services Provider (FSP 31946) and Registered Credit Provider (NCRCP 72). Offers subject to change without prior notice. Visit ford.co.za for further details.
The information contained in this website is an overview intended for awareness purposes only. Visuals may show specifications, accessories and options not available in South Africa.
Left-hand drive models may be shown for illustrations purposes only.
All information, specifications and illustrations are based on the latest product information available at the time of publication. FMCSA reserves the right to make changes at any time, without notice, to the colours, material, equipment, specifications and models, and is not responsible for typographical errors. Such changes may affect vehicle pricing and vehicle content.
All prices shown are recommended retail prices, which are not binding on FMCSA or the Dealer network. The recommended retail price includes VAT and Environment Tax (Environment Tax includes CO2 Emission Tax and Tyre Tax) but excludes Dealer delivery and related charges.
The declared fuel consumption and CO2 emission figures were achieved during technical laboratory testing in accordance with the legislated technical specifications (SANS 20101: 2006 / ECE R101: 2005).
Fuel consumption and CO2 emissions figures are used to compare different vehicle types under uniform conditions and are not necessarily indicative of real-life driving conditions. Note that the actual fuel consumption and emissions levels will depend on many factors including individual driving habits, prevailing conditions and vehicle equipment, condition and use.
Please contact your nearest approved Dealer or the Customer Relations Centre to confirm specific features, applicable terms and the non-binding retail prices of vehicles recommended by FMCSA in effect at the time of purchase.
Terms and conditions apply. *Offers are valid on selected models and while stocks last. When financed through FFS. Total amounts shown exclude fees, interest, deposit, and vehicle optional extras. Subject to credit vetting and approval. FFS Finance South Africa (Pty) Ltd, trading as Ford Credit, is an Authorised Financial Services Provider (FSP 31946) and Registered Credit Provider (NCRCP 72). Offers subject to change without prior notice. Visit ford.co.za for further details.
The information contained in this website is an overview intended for awareness purposes only. Visuals may show specifications, accessories and options not available in South Africa.
Left-hand drive models may be shown for illustrations purposes only.
All information, specifications and illustrations are based on the latest product information available at the time of publication. FMCSA reserves the right to make changes at any time, without notice, to the colours, material, equipment, specifications and models, and is not responsible for typographical errors. Such changes may affect vehicle pricing and vehicle content.
All prices shown are recommended retail prices, which are not binding on FMCSA or the Dealer network. The recommended retail price includes VAT and Environment Tax (Environment Tax includes CO2 Emission Tax and Tyre Tax) but excludes Dealer delivery and related charges.
The declared fuel consumption and CO2 emission figures were achieved during technical laboratory testing in accordance with the legislated technical specifications (SANS 20101: 2006 / ECE R101: 2005).
Fuel consumption and CO2 emissions figures are used to compare different vehicle types under uniform conditions and are not necessarily indicative of real-life driving conditions. Note that the actual fuel consumption and emissions levels will depend on many factors including individual driving habits, prevailing conditions and vehicle equipment, condition and use.
Please contact your nearest approved Dealer or the Customer Relations Centre to confirm specific features, applicable terms and the non-binding retail prices of vehicles recommended by FMCSA in effect at the time of purchase.
- Disclosures
Terms and conditions apply. *Offers are valid on selected models and while stocks last. When financed through FFS. Total amounts shown exclude fees, interest, deposit, and vehicle optional extras. Subject to credit vetting and approval. FFS Finance South Africa (Pty) Ltd, trading as Ford Credit, is an Authorised Financial Services Provider (FSP 31946) and Registered Credit Provider (NCRCP 72). Offers subject to change without prior notice. Visit ford.co.za for further details.
The information contained in this website is an overview intended for awareness purposes only. Visuals may show specifications, accessories and options not available in South Africa.
Left-hand drive models may be shown for illustrations purposes only.
All information, specifications and illustrations are based on the latest product information available at the time of publication. FMCSA reserves the right to make changes at any time, without notice, to the colours, material, equipment, specifications and models, and is not responsible for typographical errors. Such changes may affect vehicle pricing and vehicle content.
All prices shown are recommended retail prices, which are not binding on FMCSA or the Dealer network. The recommended retail price includes VAT and Environment Tax (Environment Tax includes CO2 Emission Tax and Tyre Tax) but excludes Dealer delivery and related charges.
The declared fuel consumption and CO2 emission figures were achieved during technical laboratory testing in accordance with the legislated technical specifications (SANS 20101: 2006 / ECE R101: 2005).
Fuel consumption and CO2 emissions figures are used to compare different vehicle types under uniform conditions and are not necessarily indicative of real-life driving conditions. Note that the actual fuel consumption and emissions levels will depend on many factors including individual driving habits, prevailing conditions and vehicle equipment, condition and use.
Please contact your nearest approved Dealer or the Customer Relations Centre to confirm specific features, applicable terms and the non-binding retail prices of vehicles recommended by FMCSA in effect at the time of purchase.
Terms and conditions apply. *Offers are valid on selected models and while stocks last. When financed through FFS. Total amounts shown exclude fees, interest, deposit, and vehicle optional extras. Subject to credit vetting and approval. FFS Finance South Africa (Pty) Ltd, trading as Ford Credit, is an Authorised Financial Services Provider (FSP 31946) and Registered Credit Provider (NCRCP 72). Offers subject to change without prior notice. Visit ford.co.za for further details.
The information contained in this website is an overview intended for awareness purposes only. Visuals may show specifications, accessories and options not available in South Africa.
Left-hand drive models may be shown for illustrations purposes only.
All information, specifications and illustrations are based on the latest product information available at the time of publication. FMCSA reserves the right to make changes at any time, without notice, to the colours, material, equipment, specifications and models, and is not responsible for typographical errors. Such changes may affect vehicle pricing and vehicle content.
All prices shown are recommended retail prices, which are not binding on FMCSA or the Dealer network. The recommended retail price includes VAT and Environment Tax (Environment Tax includes CO2 Emission Tax and Tyre Tax) but excludes Dealer delivery and related charges.
The declared fuel consumption and CO2 emission figures were achieved during technical laboratory testing in accordance with the legislated technical specifications (SANS 20101: 2006 / ECE R101: 2005).
Fuel consumption and CO2 emissions figures are used to compare different vehicle types under uniform conditions and are not necessarily indicative of real-life driving conditions. Note that the actual fuel consumption and emissions levels will depend on many factors including individual driving habits, prevailing conditions and vehicle equipment, condition and use.
Please contact your nearest approved Dealer or the Customer Relations Centre to confirm specific features, applicable terms and the non-binding retail prices of vehicles recommended by FMCSA in effect at the time of purchase.