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Ford Credit has vehicle financing that suits your pocket
Finance that suits your pocket
Raring to go, Mzansi? Get your dream Ford rolling on the tarmac faster than ever before with Ford Credit. With over 20 years of experience, we feel like we know what your pocket needs.
What is Credit?
Ford Options - End of Term
Should I buy with Balloon or through Ford Options?
Your Ford, Your Way
Choose a flexible finance option for your next ride.
Ford Options
Ford OPTIONS is our latest product and is unique in that we guarantee* the future value of the vehicle, giving you peace of mind and security. The product is available on new vehicles only and gives you the option to RENEW (trade-in), RETAIN (own) or RETURN (give back) the vehicle at the end of your agreement.
Features:
- Designed to help you drive a new Ford vehicle more often.
- Available for individuals and sole traders.
- Available on terms of 24, 36 and 48 months.
- Suitable for people driving between 10 000 and 40 000km per year.
- The future value of your vehicle is guaranteed*, providing you peace of mind and security.
- Available with fixed or linked rates of interest.
- Reduces exposure to major service and repair bills.
- Three great options at the end of term: RENEW, RETAIN, RETURN which include the option to own the vehicle.
- Ability to settle the loan at any time – an early settlement fee may apply.
Ford Instalment Sale
Our Instalment Sale product is designed to allow you to fully repay the loan over the desired term and is available on new and used vehicles. The vehicle will belong to you at the end of the finance agreement.
Features:
- Vehicle belongs to you at the end of the finance agreement once all financial obligations are paid.
- Available on terms of 24, 36, 48, 60 and 72 months.
- Available with fixed or linked interest rates.
- Available for natural and juristic persons A deposit may be required.
- You will own the vehicle at the end of the finance agreement so long as all payments have been made.
- Ability to settle the loan at any time – an early settlement fee may apply.
Ford Balloon Instalment Sale
Our Balloon Instalment Sale product is designed for people for whom a low monthly payment is the single most important requirement. The product is available on new and used vehicles. The vehicle will belong to you at the end of the finance agreement.
Features:
- Available for natural and juristic persons.
- Available on terms of 24, 36, 48, 60 and 72 months.
- Available with fixed or linked rates of interest.
- You will own the vehicle at the end of the finance agreement so long as all payments, including the balloon payment (due as the final instalment and up to 35% of the loan value) have been made.
- Ability to settle the loan at any time – an early settlement fee may apply.
Ford Deferred Payment Plan
Our Deferred Payment Plan allows you to delay your first instalment up to a maximum of 90 days. The first 90 days accumulated interest will be recalculated and spread over the original term which will result in an increased installment. The period/term of the loan remains the same with accumulated interest, that will begin to be repaid 90 days after the inception of the contract.
Features:
- Limited to the first payment being deferred to 90 days from the start of the agreement.
- The deferred payment plan can include Ford Options transactions for Individuals only.
- The deferred payment plan includes vehicles listed on Ford Credit packages Fixed or linked rate of interest 24 to 72 months.